An overabundance of gold has its challenges and it may attract unwanted attention:
- It’s Cumbersome. You can only carry so much gold before your pockets and bags are full. Large amounts must be transported via caravan or ship and safely stored somewhere while adventuring.
- Bandits & Thieves. Pickpockets, ambushers, and even organized crime may want a cut.
- Jealousy. Rival adventurers, "old money" nobles, resentful poor, debt collectors, etc.
- Corruption. Government looking for bribes, fake "opportunities," suspicious authorities.
- Curses. A cache of gold or jewels cursed by dark magic, greedy spirits, or treasure guardians.
- Fame. Opportunists, sycophants, bounty hunters, or warlords all may want a cut.
- People In Need. A destitute village, public works projects, beggars, allies in need.
- Greedy Monsters. Dragons and other powerful beings are drawn to large hoards of gold.